Personal loans - frequently asked questions

Do you have a question about personal loans?

You can call us on 0141 647 4000 or enquire by email.

We’ve set out some commonly asked questions and answers below:

Who can apply for a personal loan from Harris Finance?
You can apply for a loan as long as you are a UK resident in full time employment and have never been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt or made arrangements with your creditors. 

How much can I borrow?
You can apply for a loan of between £1,000 and £10,000.  The amount you can borrow is based on your personal circumstances.

How soon will I receive my money?
The loan amount can be transferred into your Bank account on the same day that you sign your loan agreement.

How long can I take to repay the loan?
You can choose to repay your loan over 1 to 5 years.

The period of time you take the loan over will affect the size of your repayments, so if you want smaller repayments, you should repay your loan over a longer term. Just remember, the longer you take to repay your loan, the more interest you’ll be charged overall.